IYF — iShares U.S. Financials ETF

IYF Price Performance — Growth of $10,000

Value of a $10,000 investment in IYF over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

IYF Drawdown

The "underwater" chart: IYF's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The iShares U.S. Financials ETF (IYF) is a Financial category fund managed by iShares with $3.90 billion in assets under management. Trading at $136.71 per share, the fund carries an expense ratio of 0.38% and offers a dividend yield of 0.80%. Across all tracked categories, IYF holds an overall rank of #266 out of 458 ETFs, receiving an ETFValuer grade of C with a score of 59.1/100. Within its specific Financial category, the fund competes against 9 other ETFs tracked by the platform. The current asset size and price point reflect a significant level of investor adoption relative to the broader universe of funds. Its cost structure and income profile are positioned within the mid-range for a fund of this size and sector focus. The ranking suggests the fund is performing in the lower half of the total tracked universe despite its substantial asset base.

Short-term performance shows strong momentum with a 1-day return of +1.98% and a 1-week gain of +2.85%. This upward trajectory accelerated over the month, resulting in a 1-month return of +7.12% and a 3-month return of +11.20%. Year-to-date performance stands at +6.28%, while the 6-month return is recorded at +8.73%. The 1-year return reaches +12.29%, indicating sustained growth over the past twelve months. The 3-year return figure is notably higher at +80.89%, suggesting a significant long-term appreciation trend compared to shorter horizons. The data indicates a pattern where returns have generally increased as the time horizon extends from one day to three years.

The fund is assigned a Low volatility label and has a beta of 0.82, indicating it has historically moved less than the broader market. A Sharpe ratio of 0.50 reflects the risk-adjusted return generated by the fund over the measured period. The maximum drawdown recorded is -16.60%, representing the largest peak-to-trough decline experienced by the fund. This combination of a beta below 1.0 and a low volatility label suggests the fund tends to exhibit reduced price swings compared to the general market. The Sharpe ratio of 0.50 implies that the returns achieved have been moderate relative to the amount of risk taken. The maximum drawdown of -16.60% provides a specific measure of the downside risk investors have faced during market stress periods.

AI-generated summary based on the data on this page.

IYF Top Holdings

Holdings as of 2026-04-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 48.8% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how IYF's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With IYF

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with IYF's top 10 — XLF overlaps most, holding 7 of the same companies as IYF's top 10 (41.6% of IYF's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

IYF Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is — and average daily volume is 296K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $3.90B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: IYF is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

IYF Performance History

How IYF Compares to Other Financial ETFs