SCHH — Schwab U.S. REIT ETF

SCHH Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHH over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHH Drawdown

The "underwater" chart: SCHH's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab U.S. REIT ETF, identified by the ticker SCHH, operates within the Real Estate category managed by Schwab ETFs. This fund holds an overall rank of #113 among 458 tracked ETFs across all categories and has received an ETFValuer grade of B with a score of 69.7 out of 100. With assets under management totaling $11.1 billion and a current price of $24.76, the fund demonstrates significant investor adoption relative to the 11 other ETFs tracked in its specific category. The expense ratio stands at a competitive 0.07%, while the fund currently offers a dividend yield of 2.79%. These metrics position the ETF as a substantial vehicle within its sector, balancing cost efficiency with income generation potential. The combination of high assets and a mid-tier rank suggests broad market participation despite not holding the top position in its specific peer group.

Over the last trading day, the fund recorded a decline of 0.24%, followed by a weekly gain of 1.48% and a monthly increase of 2.70%. The three-month return accelerated to 7.43%, while the six-month performance showed further strength at 17.75%. Year-to-date returns reached 19.89%, and the one-year return matched the six-month figure at 19.99%. Extending the horizon to three years, the fund has accumulated a total return of 39.16%. This pattern indicates a consistent upward trajectory over the medium to long term, with the one-year performance aligning closely with the six-month gains. The data shows a clear divergence between short-term fluctuations and the sustained growth observed over the longer investment periods.

The fund carries a volatility label of Low and a beta of 0.98, suggesting price movements that are generally in line with or slightly less volatile than the broader market. A Sharpe ratio of 1.07 indicates that the fund has generated a favorable risk-adjusted return relative to its volatility over the measured period. However, the maximum drawdown of -17.75% highlights the potential for significant temporary declines during market stress. This combination of a low volatility label and a beta near unity implies the fund tends to move with the market but with dampened intensity. The Sharpe ratio suggests that despite the potential for a drawdown of nearly 18%, the overall return profile has compensated investors adequately for the risk taken. Investors should note that while the fund is categorized as low volatility, the historical maximum loss remains a material consideration for risk assessment.

AI-generated summary based on the data on this page.

SCHH Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 49.7% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHH's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHH

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHH's top 10 — XLRE overlaps most, holding 9 of the same companies as SCHH's top 10 (46.8% of SCHH's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.61% (as of 2026-07-28) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.21 (as of 2026-07-28) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHH Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.97% and average daily volume is 5.9M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $11.1B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHH is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHH Performance History

How SCHH Compares to Other Real Estate ETFs