STIP — iShares 0-5 Year TIPS Bond ETF

STIP Price Performance — Growth of $10,000

Value of a $10,000 investment in STIP over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

STIP Drawdown

The "underwater" chart: STIP's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The iShares 0-5 Year TIPS Bond ETF (STIP) operates within the US Bonds - TIPS category, which currently contains six ETFs tracked by ETFValuer. Issued by iShares, this fund has accumulated assets under management of $15.9 billion and trades at a price of $101.18. It holds an overall rank of #301 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of C with a score of 56.9 out of 100. The fund offers a low cost structure with an expense ratio of 0.03% while providing a dividend yield of 4.32%. The substantial asset size and low expense ratio suggest significant investor adoption relative to the small number of peers in its specific category. This combination of metrics positions the fund as a widely held option within the short-term inflation-protected bond space.

Over the most recent trading day, the fund posted a return of +0.07%, followed by a weekly decline of -0.17%. The one-month performance remained flat at 0.00%, while the three-month period saw a decline of -0.27%. A shift to positive territory occurred over the six-month horizon with a gain of +1.45%, contributing to a year-to-date return of +1.64%. The one-year return stands at +3.27%, which is comparable to peer VTIP at +3.25% and higher than SCHP at +2.46%. Extending the view to three years, the fund has generated a cumulative return of +15.94%, indicating a distinct divergence between short-term stagnation and longer-term growth.

STIP carries a volatility label of Very Low and a beta of 0.21, indicating that the fund's price movements are significantly less sensitive to broader market fluctuations. Despite this low volatility, the fund recorded a Sharpe ratio of -1.13, suggesting that the returns generated have not adequately compensated for the risk taken over the measured period. The maximum drawdown was limited to -0.95%, reflecting a relatively contained downside during market stress. This combination of a very low beta and minimal drawdown contrasts with the negative risk-adjusted return metric. The data implies that while the fund offers stability and limited capital loss potential, its recent performance has not met the threshold for positive risk-adjusted efficiency.

AI-generated summary based on the data on this page.

STIP Top Holdings

Holdings as of 2026-04-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 50.4% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how STIP's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With STIP

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with STIP's top 10 — SGOV overlaps most, holding 1 of the same companies as STIP's top 10 (50.4% of STIP's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

10-Year Breakeven Inflation Rate: 2.20% (as of 2026-07-28) — The market’s implied 10-year inflation expectation, derived from Treasury and TIPS yields — directly relevant to this fund’s inflation-protection design.

STIP Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 3.54% and average daily volume is 1.0M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $15.9B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: STIP is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

STIP Performance History

How STIP Compares to Other US Bonds - TIPS ETFs