XLP — State Street Consumer Staples Select Sector SPDR ETF

XLP Price Performance — Growth of $10,000

Value of a $10,000 investment in XLP over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

XLP Drawdown

The "underwater" chart: XLP's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The State Street Consumer Staples Select Sector SPDR ETF (XLP) is a Consumer Staples fund managed by State Street Investment Management with $13.6 billion in assets under management. Currently trading at $87.06, the fund holds an overall rank of #247 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of C with a score of 60.1/100. It competes within a category of 5 ETFs tracked by ETFValuer and charges an expense ratio of 0.08%. The fund offers a dividend yield of 2.03%, providing income alongside its capital appreciation potential. The substantial asset size and low expense ratio suggest significant investor adoption relative to the narrow category size. Its position as the second-highest ranked fund in its specific category reflects its standing among the limited selection available. The combination of high AUM and a mid-tier grade indicates a widely held vehicle that has not yet achieved top-tier performance ratings.

XLP has demonstrated positive returns across all measured timeframes, starting with a 1-day gain of +1.99% and a weekly increase of +3.57%. Monthly performance shows a +2.77% return, which accelerates to +6.47% over the three-month period and +6.50% over six months. Year-to-date returns have reached +13.47%, while the one-year return stands at +9.78%. The three-year annualized return is recorded at +24.92%, indicating sustained growth over the longer term. The data reveals a pattern where short-term gains have been robust, with the one-month return slightly trailing the three-month and six-month figures. Despite the slight deceleration in the one-month figure compared to the three-month trend, the fund maintains a positive trajectory across the entire spectrum from daily to multi-year horizons.

The fund carries a Low volatility label and a beta of 0.53, suggesting it moves less than the broader market and offers reduced sensitivity to market swings. A Sharpe ratio of 0.34 indicates the risk-adjusted returns generated are modest relative to the volatility experienced. The maximum drawdown of -11.99% represents the largest peak-to-trough decline recorded, highlighting the extent of potential losses during downturns. This combination of low beta and low volatility implies the fund tends to be more stable than average during market fluctuations. However, the Sharpe ratio suggests that the returns generated do not fully compensate for the risk taken, even with the lower drawdown profile. The -11.99% max drawdown serves as a concrete measure of the fund's downside protection limits during adverse market conditions.

AI-generated summary based on the data on this page.

XLP Top Holdings

Holdings as of 2026-03-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 62.9% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how XLP's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With XLP

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with XLP's top 10 — FSTA overlaps most, holding 10 of the same companies as XLP's top 10 (62.9% of XLP's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

XLP Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is — and average daily volume is 12.0M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $13.6B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: XLP is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

XLP Performance History

How XLP Compares to Other Consumer Staples ETFs