IYC — iShares US Consumer Discretionary ETF

IYC Price Performance — Growth of $10,000

Value of a $10,000 investment in IYC over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

IYC Drawdown

The "underwater" chart: IYC's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The iShares US Consumer Discretionary ETF (IYC) is a fund managed by iShares that tracks the Consumer Discretionary category, which currently contains 8 ETFs according to ETFValuer data. With an asset base of $1.16 billion and a share price of $100.11, the fund represents a significant position within its specific sector despite a lower overall standing. It holds an overall rank of #418 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of D with a score of 40.5 out of 100. The fund charges an expense ratio of 0.38% and offers a dividend yield of 0.43%. These metrics suggest a moderate level of investor adoption relative to the broader universe of funds, though the lower grade and rank indicate challenges compared to the average offering. The combination of a substantial asset size and a mid-tier yield reflects its established presence in the consumer discretionary space.

Recent performance data shows a divergence between short-term gains and longer-term declines, with the fund posting a 1-day return of +1.72% and a 1-week return of +0.56%. However, this momentum reversed over the subsequent months, resulting in a 1-month return of -0.37%, a 3-month return of -2.23%, and a 6-month return of -4.69%. Year-to-date performance stands at -2.25%, while the 1-year return is recorded at -0.80%. In contrast to these recent negative trends, the fund has demonstrated significant long-term growth with a 3-year return of +43.17%. This pattern indicates a period of recent underperformance following a strong multi-year appreciation phase.

The fund carries a Moderate volatility label and a beta of 1.03, suggesting its price movements generally align with or slightly exceed the broader market's fluctuations. A Sharpe ratio of -0.38 indicates that the risk-adjusted returns have been negative over the measured period, implying that the volatility incurred has not been adequately compensated by returns. This risk profile is further highlighted by a maximum drawdown of -21.62%, which represents the largest peak-to-trough decline experienced by the fund. The combination of a beta above 1.0 and a negative Sharpe ratio suggests the fund may amplify market downturns without providing sufficient excess returns during upswings. Investors should note that the Moderate volatility classification aligns with the observed drawdown magnitude and the recent negative performance trajectory.

AI-generated summary based on the data on this page.

IYC Top Holdings

Holdings as of 2026-04-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 51.4% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how IYC's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With IYC

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with IYC's top 10 — SPYV overlaps most, holding 5 of the same companies as IYC's top 10 (35.5% of IYC's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

IYC Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 5.21% and average daily volume is 118K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $1.16B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: IYC is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

IYC Performance History

How IYC Compares to Other Consumer Discretionary ETFs