VCR — Vanguard Consumer Discretionary Index Fund ETF Shares

VCR Price Performance — Growth of $10,000

Value of a $10,000 investment in VCR over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

VCR Drawdown

The "underwater" chart: VCR's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Vanguard Consumer Discretionary Index Fund ETF Shares (VCR) operates within the Consumer Discretionary category, which ETFValuer currently tracks with 8 distinct funds. Issued by Vanguard, this fund has accumulated assets under management of $6.83 billion and trades at a price of $382.68. It holds an overall rank of #401 out of 458 tracked ETFs across all categories, receiving an ETFValuer grade of D with a score of 44.6 out of 100. The fund carries an expense ratio of 0.09% and offers a dividend yield of 0.72%. The substantial asset size and relatively low cost structure suggest significant investor adoption despite the fund's lower overall ranking. This combination of metrics positions VCR as a large-cap vehicle within its specific sector, though its broad performance ranking indicates it has not matched the top-tier results of the wider ETF universe.

Recent performance data shows a mixed trajectory across various time horizons, starting with a one-day return of +1.48% followed by a one-week decline of -1.60%. The fund posted negative returns over the one-month (-1.52%), three-month (-2.17%), and six-month (-4.93%) periods, with year-to-date performance also negative at -1.92%. In contrast, the one-year return stands at +2.81%, while the three-year return shows a significant cumulative gain of +37.81%. This pattern indicates a divergence where short-term trends have been negative while the longer-term three-year horizon remains positive. The shift from negative short-term figures to positive annual and multi-year results suggests a recovery or acceleration in performance over the extended timeframe.

VCR is assigned a Moderate volatility label and exhibits a beta of 1.20, indicating that the fund tends to move with greater magnitude than the broader market. The Sharpe ratio of -0.11 reflects a risk-adjusted return profile that has been negative over the measured period. Additionally, the fund experienced a maximum drawdown of -27.36%, highlighting the potential for significant capital loss during market downturns. The combination of a beta above 1.0 and a negative Sharpe ratio suggests that the fund has delivered returns that did not adequately compensate for the elevated volatility and downside risk taken. These metrics collectively describe a security that amplifies market movements and has faced periods of substantial decline relative to its risk exposure.

AI-generated summary based on the data on this page.

VCR Top Holdings

Holdings as of 2026-02-28 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 57.9% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how VCR's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With VCR

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with VCR's top 10 — XLY overlaps most, holding 9 of the same companies as VCR's top 10 (56.7% of VCR's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

VCR Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is — and average daily volume is 63K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $6.83B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: VCR is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

VCR Performance History

How VCR Compares to Other Consumer Discretionary ETFs