SCHA — Schwab U.S. Small-Cap ETF
US Small Cap Ranked #96 of 458 tracked ETFs · Issued by Schwab ETFs
SCHA Price Performance — Growth of $10,000
Value of a $10,000 investment in SCHA over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.
SCHA Drawdown
The "underwater" chart: SCHA's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.
What If You'd Invested in SCHA?
See what a lump sum in SCHA would have grown to, with the option to add a regular monthly contribution on top. Figures use total returns — dividends are assumed reinvested.
Past performance doesn't predict future results. Assumes contributions on the first trading day of each month, no trading costs or taxes, and reinvested distributions. History is limited to the range published in the site's daily return data.
Overview
The Schwab U.S. Small-Cap ETF (SCHA) is a fund managed by Schwab ETFs that operates within the US Small Cap category, which currently contains 18 ETFs tracked by ETFValuer. With assets under management totaling $24.2 billion and a share price of $33.56, the fund demonstrates significant investor adoption relative to its category peers. It holds an overall rank of #96 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of B with a score of 70.8 out of 100. The fund offers a low-cost structure with an expense ratio of just 0.03% while providing a dividend yield of 0.99%. These metrics suggest a cost-efficient vehicle for accessing the small-cap segment, supported by substantial capital inflows as evidenced by its multi-billion dollar asset base.
Recent performance data shows a decline over the shortest horizons, with the fund down 0.92% over one day, 3.06% over one week, and 5.44% over one month. However, the trend reverses into positive territory starting at the three-month mark, where returns reached +3.97%, followed by a stronger +10.64% over six months. Year-to-date performance has accelerated significantly to +17.02%, while the one-year return stands at +28.88%. This upward trajectory continues over the longer term, with the fund posting a cumulative return of +54.33% over the past three years. The data indicates a pattern where short-term volatility has given way to sustained growth over the medium and long-term periods.
The fund carries a Moderate volatility label and exhibits a beta of 1.21, indicating that its price movements tend to be more pronounced than the broader market. Despite this higher sensitivity to market swings, the fund has achieved a Sharpe ratio of 1.26, suggesting it has generated strong risk-adjusted returns relative to its volatility. The maximum drawdown recorded for the ETF is -27.29%, representing the largest peak-to-trough decline experienced by the fund. This combination of a beta above 1.0 and a moderate volatility classification implies the fund amplifies market movements while maintaining a favorable reward-to-risk profile. The Sharpe ratio of 1.26 further suggests that the fund's ability to generate returns has historically compensated well for the risks associated with its drawdown potential.
AI-generated summary based on the data on this page.
SCHA Top Holdings
| # | Holding | % of Net Assets | Value |
|---|---|---|---|
| 1 | Sandisk Corp/DE | 5.28% | $1.20B |
| 2 | State Street Institutional US Government Money Market Fund | 1.65% | $375M |
| 3 | Lumentum Holdings Inc | 1.29% | $293M |
| 4 | Revolution Medicines Inc | 0.65% | $148M |
| 5 | Sterling Infrastructure Inc | 0.56% | $127M |
| 6 | ATI Inc | 0.50% | $114M |
| 7 | MACOM Technology Solutions Holdings Inc | 0.50% | $113M |
| 8 | Nextpower Inc | 0.49% | $112M |
| 9 | MKS Inc | 0.46% | $105M |
| 10 | Coeur Mining Inc | 0.42% | $96M |
Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 11.8% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHA's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.
Which Funds Overlap With SCHA
Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHA's top 10 — SCHM overlaps most, holding 4 of the same companies as SCHA's top 10 (8.9% of SCHA's assets).
| ETF | Name | Shared Companies | SCHA Weight | Examples |
|---|---|---|---|---|
| SCHM | Schwab U.S. Mid-Cap ETF | 4 | 8.9% | Sandisk Corp/DE, Lumentum Holdings Inc, State Street Institutional US Government Money Market Fund… |
| VTWO | Vanguard Russell 2000 Index Fund ETF Shares | 2 | 0.9% | Nextpower Inc, Coeur Mining Inc |
| SCHZ | Schwab U.S. Aggregate Bond ETF | 1 | 1.6% | State Street Institutional US Government Money Market Fund |
| SCHE | Schwab Emerging Markets Equity ETF | 1 | 1.6% | State Street Institutional US Government Money Market Fund |
| SCHC | Schwab International Small-Cap Equity ETF | 1 | 1.6% | State Street Institutional US Government Money Market Fund |
Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.
Market Backdrop
10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.
CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.
Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.
What SCHA's Fees Cost You
SCHA charges an expense ratio of 0.03% a year, deducted automatically from the fund's value. Small percentages compound into real money — adjust the figures below to see the impact on your own numbers.
Assumes a constant gross return and no additional contributions — a simplification, but it isolates exactly what the expense ratio costs. Try the full fee calculator to model contributions and compare any two funds.
SCHA Dividend Income Estimator
SCHA currently yields 0.99%. Enter an amount to see the income that implies, or set a monthly income target to see the investment it would take.
Based on the fund's current trailing yield, which varies with price and distributions — treat it as an estimate, not a guarantee. Yields are not adjusted for tax.
SCHA Liquidity, Domicile & Tax Treatment
Liquidity: Quoted bid/ask spread is — and average daily volume is 2.3M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $24.2B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.
Domicile & tax treatment: SCHA is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.
SCHA Performance History
| Period | Return |
|---|---|
| 1-Day | -0.92% |
| 1-Week | -3.06% |
| 1-Month | -5.44% |
| 3-Month | +3.97% |
| 6-Month | +10.64% |
| YTD | +17.02% |
| 1-Year | +28.88% |
| 3-Year | +54.33% |
How SCHA Compares to Other US Small Cap ETFs
| Rank | Grade | Ticker | Name | 1-Year | Exp. Ratio | AUM |
|---|---|---|---|---|---|---|
| #53 | B |
IJR | iShares Core S&P Small-Cap ETF | +31.27% | 0.06% | $111B |
| #59 | B |
VBR | Vanguard Small-Cap Value Index Fund ETF Shares | +24.37% | 0.05% | $67.8B |
| #63 | B |
AVUV | Avantis US Small Cap Value ETF | +34.55% | 0.25% | $29.1B |
| #64 | B |
IWN | iShares Russell 2000 Value ETF | +37.60% | 0.24% | $14.5B |
| #76 | B |
IWM | iShares Russell 2000 ETF | +32.10% | 0.19% | $83.0B |
| #80 | B |
SPSM | State Street SPDR Portfolio S&P 600 Small Cap ETF | +31.38% | 0.03% | $16.9B |
| #83 | B |
VTWO | Vanguard Russell 2000 Index Fund ETF Shares | +32.35% | 0.06% | $18.6B |
| #95 | B |
VB | Vanguard Small-Cap Index Fund ETF Shares | +22.41% | 0.03% | $189B |
| #96 | B |
SCHA | Schwab U.S. Small-Cap ETF | +28.88% | 0.03% | $24.2B |
| #99 | B |
DFAT | Dimensional U.S. Targeted Value ETF | +29.59% | 0.28% | $14.3B |
| #109 | B |
VIOO | Vanguard S&P Small-Cap 600 Index Fund ETF Shares | +31.30% | 0.07% | $6.41B |
| #118 | B |
IJS | iShares S&P Small-Cap 600 Value ETF | +33.91% | 0.18% | $8.02B |
| #120 | B |
DFSV | Dimensional US Small Cap Value ETF | +31.78% | 0.3% | $7.92B |
| #124 | B |
SLYV | State Street SPDR S&P 600 Small Cap Value ETF | +33.86% | 0.15% | $4.83B |
| #145 | B |
IJT | iShares S&P Small-Cap 600 Growth ETF | +28.48% | 0.18% | $8.22B |
| #153 | B |
SLYG | State Street SPDR S&P 600 Small Cap Growth ETF | +28.42% | 0.15% | $5.20B |
| #180 | C |
IWO | iShares Russell 2000 Growth ETF | +27.04% | 0.24% | $15.4B |
| #241 | C |
VBK | Vanguard Small-Cap Growth Index Fund ETF Shares | +19.51% | 0.05% | $47.0B |