SCHC — Schwab International Small-Cap Equity ETF

SCHC Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHC over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHC Drawdown

The "underwater" chart: SCHC's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab International Small-Cap Equity ETF (SCHC) is an International Developed fund issued by Schwab ETFs with $5.34 billion in assets under management. Trading at a price of $47.90, the fund holds an overall rank of #222 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of C with a score of 61.3/100. Investors can access the fund with a low expense ratio of 0.06% while receiving a dividend yield of 3.51%. The fund's significant asset base and moderate trading price suggest substantial investor adoption within its specific niche. It currently ranks 22nd among the 22 ETFs ETFValuer tracks in the International Developed category. This positioning places it in the lower tier of its specific category despite the broad market ranking. The combination of a low cost structure and a yield above 3% defines its current income and cost profile for holders.

Over the last day, the fund declined by 0.56% following a 0.54% drop in the previous week. A slight recovery occurred over the one-month period with a gain of 0.31%, though the three-month return shows a decline of 3.60%. The six-month performance reflects a further loss of 2.62%, indicating a period of weakness in the intermediate term. Year-to-date returns have turned positive at 4.57%, while the one-year return stands at 13.85%. The three-year return demonstrates significant long-term growth at 54.47%, contrasting with the recent short-term volatility. This pattern suggests a divergence where long-term gains remain strong despite recent short-term fluctuations and intermediate losses.

The fund carries a Moderate volatility label and a beta of 1.13, indicating it tends to move more than the broader market. A Sharpe ratio of 0.54 suggests the fund has generated moderate risk-adjusted returns relative to its volatility. The maximum drawdown of -15.30% highlights the potential for significant declines during market stress periods. This combination of figures implies that while the fund offers exposure to international small-cap equities with higher sensitivity to market movements, it has experienced notable drawdowns. The beta above 1.0 confirms that the fund amplifies market swings, which aligns with its moderate volatility classification. Investors should expect behavior that is more aggressive than the market average during both up and down cycles.

AI-generated summary based on the data on this page.

SCHC Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 7.1% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHC's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHC

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHC's top 10 — VSS overlaps most, holding 6 of the same companies as SCHC's top 10 (2.2% of SCHC's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

Trade-Weighted US Dollar Index: 120.71 (as of 2026-07-24) — Measures the US dollar’s strength against major trading-partner currencies — dollar moves directly affect the US-dollar value of this fund’s international holdings.

SCHC Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 12.79% and average daily volume is 356K/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $5.34B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHC is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHC Performance History

How SCHC Compares to Other International Developed ETFs