SCHF — Schwab International Equity ETF

SCHF Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHF over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHF Drawdown

The "underwater" chart: SCHF's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab International Equity ETF (SCHF) operates within the International Developed category, which ETFValuer tracks as containing 22 funds. Issued by Schwab ETFs, this fund has accumulated $66.2 billion in assets under management while trading at a price of $26.98. It holds an overall rank of #14 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of B+ with a score of 80.6. The fund offers a low-cost structure with an expense ratio of 0.03% and provides a dividend yield of 3.06%. The substantial asset size and high ranking suggest significant investor adoption relative to its peers in the sector. These metrics position the fund as a widely held option within the international developed equity space.

Short-term performance shows negative returns, with the fund down -0.55% over one day, -1.32% over one week, and -1.53% over one month. However, the trend shifts to positive territory over longer horizons, posting a 3-month return of +3.32% and a 6-month return of +6.74%. Year-to-date gains have accelerated to +11.43%, while the 1-year return stands at +24.15%. The 3-year return demonstrates strong cumulative growth at +66.09%. This pattern indicates a divergence where recent short-term weakness contrasts with robust medium and long-term appreciation. The data reflects a recovery and growth trajectory following the initial monthly declines.

The fund carries a Moderate volatility label and a beta of 1.03, indicating price movements that generally align with or slightly exceed the broader market. A Sharpe ratio of 1.12 suggests the fund has generated favorable risk-adjusted returns relative to its volatility. Despite these positive metrics, the maximum drawdown of -13.41% highlights the potential for significant temporary losses during market downturns. The combination of a beta above 1.0 and a moderate volatility rating implies the fund may experience amplified swings compared to a lower-beta alternative. Investors should consider that while the Sharpe ratio supports efficient return generation, the drawdown figure underscores the inherent downside risk in this asset class.

AI-generated summary based on the data on this page.

SCHF Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 14.8% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHF's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHF

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHF's top 10 — VEA overlaps most, holding 9 of the same companies as SCHF's top 10 (13.9% of SCHF's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

Trade-Weighted US Dollar Index: 120.71 (as of 2026-07-24) — Measures the US dollar’s strength against major trading-partner currencies — dollar moves directly affect the US-dollar value of this fund’s international holdings.

SCHF Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.59% and average daily volume is 7.7M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $66.2B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHF is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHF Performance History

How SCHF Compares to Other International Developed ETFs