ITOT — iShares Core S&P Total U.S. Stock Market ETF

ITOT Price Performance — Growth of $10,000

Value of a $10,000 investment in ITOT over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

ITOT Drawdown

The "underwater" chart: ITOT's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The iShares Core S&P Total U.S. Stock Market ETF (ITOT) operates within the US Large Cap Blend category, where ETFValuer tracks a total of 19 funds. Issued by iShares, this fund has accumulated assets under management of $94.1 billion and currently trades at a price of $160.03. It holds an overall rank of #85 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of B with a score of 71.7 out of 100. The fund offers a low expense ratio of 0.03% and provides a dividend yield of 0.77%. The substantial asset size and low cost structure suggest significant investor adoption relative to the broader universe of available options. This positioning places ITOT as a widely held vehicle within its specific category of large-cap blend equities.

Recent performance data shows a decline over the shortest horizons, with returns of -1.53% for the 1-day period and -2.34% for the 1-week period. The 1-month return also reflects negative momentum at -1.86%, while the 3-month period turns positive with a gain of +3.03%. Longer-term trends indicate acceleration, as the 6-month return reaches +5.68% and the year-to-date figure stands at +7.81%. The 1-year return is recorded at +16.16%, and the 3-year return shows a cumulative gain of +67.39%. This pattern illustrates a shift from short-term volatility to sustained positive growth over the annual and multi-year periods. The divergence between the recent negative short-term figures and the strong long-term gains highlights the fund's recovery and growth trajectory.

The fund carries a volatility label of Low and a beta of 1.03, indicating that its price movements generally align closely with the broader market while maintaining a lower volatility classification. A Sharpe ratio of 0.86 suggests the fund has generated a moderate amount of excess return per unit of risk taken over the measured period. The maximum drawdown of -19.44% represents the largest peak-to-trough decline experienced by the fund during the tracked timeframe. This combination of a low volatility label and a beta near 1.0 implies the fund tends to mirror market direction without amplifying swings excessively. The Sharpe ratio and maximum drawdown figures together describe a risk profile where returns have been generated with manageable downside exposure relative to the total return achieved.

AI-generated summary based on the data on this page.

ITOT Top Holdings

Holdings as of 2025-09-30 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 34.6% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how ITOT's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With ITOT

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with ITOT's top 10 — VT overlaps most, holding 8 of the same companies as ITOT's top 10 (32.7% of ITOT's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.61% (as of 2026-07-28) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.21 (as of 2026-07-28) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

ITOT Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 0.24% and average daily volume is 1.9M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $94.1B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: ITOT is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

ITOT Performance History

How ITOT Compares to Other US Large Cap Blend ETFs