SCHX — Schwab U.S. Large-Cap ETF

SCHX Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHX over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHX Drawdown

The "underwater" chart: SCHX's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab U.S. Large-Cap ETF (SCHX) operates within the US Large Cap Blend category, which ETFValuer tracks as containing 19 funds. Issued by Schwab ETFs, this fund has accumulated $71.6 billion in assets under management while trading at a price of $29.24. It holds an overall rank of #77 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of B with a score of 72.3 out of 100. The fund maintains a low-cost structure with an expense ratio of 0.03% and offers a dividend yield of 1.03%. The substantial asset size and low expense ratio suggest significant investor adoption relative to the cost of ownership. These metrics position the fund as a widely held option within its specific category of large-cap blend equities.

Over the most recent trading day, the fund posted a return of +0.27%, though it experienced a decline of -0.81% over the past week. Monthly performance showed a gain of +1.56%, which accelerated to +4.07% over the three-month period and further increased to +7.50% for the six-month horizon. Year-to-date returns stand at +9.01%, while the one-year return reached +17.16%. The longer-term trajectory is highlighted by a three-year return of +70.91%, indicating sustained growth over the extended period. This pattern demonstrates a general acceleration in returns as the investment horizon extends from the short term to the multi-year timeframe.

The fund carries a volatility label of Low and a beta of 1.02, suggesting price movements that closely track the broader market with minimal deviation. A Sharpe ratio of 0.95 indicates the fund has generated approximately 0.95 units of return for each unit of risk taken over the measured period. During market downturns, the fund experienced a maximum drawdown of -19.04%, representing the largest peak-to-trough decline recorded. This combination of a low volatility label and a beta near 1.00 implies the fund generally mirrors market swings without amplifying them. The Sharpe ratio and maximum drawdown figures together characterize the risk-adjusted performance relative to the magnitude of losses sustained during adverse market conditions.

AI-generated summary based on the data on this page.

SCHX Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 37.3% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHX's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHX

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHX's top 10 — SCHB overlaps most, holding 9 of the same companies as SCHX's top 10 (37.3% of SCHX's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHX Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is 1.68% and average daily volume is 13.0M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $71.6B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHX is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHX Performance History

How SCHX Compares to Other US Large Cap Blend ETFs