SCHB — Schwab U.S. Broad Market ETF

SCHB Price Performance — Growth of $10,000

Value of a $10,000 investment in SCHB over time, compared with SPY. Both lines are rebased to $10,000 on the first shared date. Based on total returns — prices are adjusted for dividends and splits, so this assumes distributions were reinvested. Hover or tap the chart for exact values.

SCHB Drawdown

The "underwater" chart: SCHB's decline from its highest prior value at each point in time. It shows how deep past losses ran and how long the fund took to recover to break-even.

Overview

The Schwab U.S. Broad Market ETF (SCHB) operates within the US Large Cap Blend category, which ETFValuer currently tracks with 19 distinct funds. Issued by Schwab ETFs, this fund has accumulated assets under management of $43.2 billion, reflecting significant investor adoption relative to its $28.66 share price. It holds an overall rank of #79 out of 458 tracked ETFs across all categories and has received an ETFValuer grade of B with a score of 72.1 out of 100. The fund maintains a low-cost profile with an expense ratio of just 0.03% while offering a dividend yield of 1.04%. These metrics position SCHB as a widely held, cost-efficient vehicle within its specific investment universe. The substantial asset base suggests strong market confidence in the fund's ability to track the broad U.S. large-cap blend market effectively.

Over the most recent trading day, the fund posted a gain of +0.24%, though it retreated by -0.97% over the subsequent week. Monthly performance showed recovery with a +1.13% return, which accelerated to +4.08% over the three-month period. This upward momentum continued into the six-month horizon with a +7.72% return, while year-to-date gains reached +9.52%. The one-year return extended to +17.88%, and the three-year total return climbed significantly to +69.63%. The data indicates a pattern where short-term fluctuations were followed by sustained growth over longer investment horizons. This trajectory demonstrates a consistent accumulation of value from the one-month mark through the three-year period.

SCHB carries a volatility label of Low and a beta of 1.03, suggesting price movements that generally align with or slightly exceed the broader market's pace. The fund's Sharpe ratio of 1.00 indicates a favorable risk-adjusted return profile relative to the volatility experienced. During market downturns, the maximum drawdown recorded was -19.34%, representing the largest peak-to-trough decline observed. This combination of a low volatility label and a beta near unity implies the fund tends to mirror market swings without extreme amplification. The Sharpe ratio further suggests that the returns generated have historically compensated investors adequately for the level of risk taken. Together, these figures describe a fund that participates in market movements with moderate downside exposure and efficient return generation.

AI-generated summary based on the data on this page.

SCHB Top Holdings

Holdings as of 2026-05-31 per the fund's most recent SEC N-PORT-P filing. Top 10 holdings make up 34.9% of net assets — a rough gauge of concentration risk (the higher this figure, the more the fund's return depends on a handful of names). To see how SCHB's holdings overlap with other ETFs you own or are considering, check the Stock Overlap tool.

Which Funds Overlap With SCHB

Holding two funds that own the same companies adds cost and complexity without adding much diversification. These tracked ETFs share the most names with SCHB's top 10 — ESGU overlaps most, holding 9 of the same companies as SCHB's top 10 (34.9% of SCHB's assets).

Compares the top 10 reported holdings of each fund, so it's a floor on true overlap — two S&P 500 trackers overlap ~100% even when only 10 names are listed. Use the Stock Overlap tool to search by individual company.

Market Backdrop

10-Year Treasury Yield: 4.65% (as of 2026-07-27) — The yield on 10-year US Treasury bonds — the standard "risk-free rate" benchmark used to contextualize this fund’s Sharpe ratio and returns.

CBOE Volatility Index (VIX): 18.67 (as of 2026-07-27) — A real-time gauge of expected S&P 500 volatility over the next 30 days — useful context for this fund’s own volatility label.

Federal Funds Rate: 3.63% (as of 2026-06-01) — The Federal Reserve’s target policy rate, which anchors short-term borrowing costs across the economy.

SCHB Liquidity, Domicile & Tax Treatment

Liquidity: Quoted bid/ask spread is — and average daily volume is 9.0M/day. Tighter spreads and higher volume mean lower round-trip trading costs; this is a live-market snapshot and can widen during volatile sessions. AUM of $43.2B provides ample scale, supporting tight spreads and issuer commitment to keep the fund open.

Domicile & tax treatment: SCHB is a US-domiciled, SEC-registered ('40 Act) exchange-traded fund. Dividends and capital gains distributions are reported to US investors on Form 1099-DIV, and the fund is not subject to the PFIC reporting or UCITS-specific rules that apply to Irish- or Luxembourg-domiciled funds. Non-US investors should note that US-domiciled ETFs are generally subject to 30% US withholding tax on dividends (unless reduced by treaty) and to US estate tax exposure on the position — Irish-domiciled UCITS ETFs tracking the same index often avoid both, which is why non-US residents frequently prefer the UCITS equivalent where one exists. This is general information, not tax advice — consult a tax professional for your situation.

SCHB Performance History

How SCHB Compares to Other US Large Cap Blend ETFs